MarklyFinance

    Financial Calculators

    60 free, accurate tools to run the numbers on your financial goals — from compound interest and retirement planning to taxes, loans, insurance, and real estate.

    Compound Interest Calculator

    Calculate how your investments grow over time with the power of compound interest and regular contributions.

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    Retirement Savings Calculator

    Estimate how much you need for retirement and whether your current savings plan is on track.

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    Capital Gains Tax Calculator

    Calculate your short-term and long-term capital gains tax liability based on your income.

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    Monthly Budget Calculator

    Track your monthly income and expenses to build a budget that works.

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    Mortgage Affordability Calculator

    Determine how much home you can afford based on income, down payment, and debts.

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    Investment Return Calculator

    Calculate the total return and annualized ROI on any investment.

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    Loan Payment Calculator

    Calculate monthly loan payments and total interest for any loan.

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    401(k) Calculator

    Estimate your 401(k) growth and projected retirement income.

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    Net Worth Calculator

    Calculate your total net worth by subtracting liabilities from assets.

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    Emergency Fund Calculator

    Determine how much you should keep in an emergency fund.

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    Stock Return Calculator

    Calculate total return on a stock including price appreciation and dividends.

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    Bond Yield Calculator

    Calculate a bond's current yield and approximate yield to maturity.

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    ETF Expense Ratio Calculator

    Compare how ETF expense ratios erode long-term investment returns.

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    Mutual Fund Calculator

    Project the future value of a mutual fund with regular contributions.

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    Dividend Reinvestment (DRIP) Calculator

    Compare dividend reinvestment (DRIP) versus taking dividends as cash.

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    Portfolio Rebalancing Calculator

    Calculate how your allocation drifts and what to buy or sell to rebalance.

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    Asset Allocation Calculator

    Find a stocks/bonds/cash split based on your age and risk profile.

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    Risk Tolerance Calculator

    Assess your investment risk tolerance with a quick four-question quiz.

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    Investment Fee Calculator

    See how advisory and fund fees erode your investment returns over time.

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    Capital Gains Tax Estimator

    Estimate federal capital gains tax using progressive 2026 brackets.

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    Debt Payoff Calculator

    Calculate how long it takes to pay off a debt and the total interest cost.

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    Credit Card Payoff Calculator

    Calculate how long it takes to pay off a credit card and the total interest.

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    Student Loan Calculator

    Estimate monthly student loan payments and total interest over the term.

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    Personal Loan Calculator

    Estimate the monthly payment and total interest on a personal loan.

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    Auto Loan Calculator

    Estimate your monthly car payment including down payment and trade-in.

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    HELOC Calculator

    Estimate your HELOC limit and the monthly interest-only payment.

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    Debt Consolidation Calculator

    Compare your current debt payoff against a lower-rate consolidation loan.

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    Credit Utilization Calculator

    Calculate your credit utilization ratio and its impact on your credit score.

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    Interest-Only Loan Calculator

    Calculate the monthly interest-only payment and the balloon principal due.

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    Balloon Loan Calculator

    Calculate the monthly payment and balloon payment due at the end of the term.

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    Roth IRA Calculator

    Project your Roth IRA balance with tax-free growth and withdrawals.

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    Traditional IRA Calculator

    Project your Traditional IRA balance and upfront tax deduction.

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    SEP IRA Calculator

    Estimate your SEP IRA contribution limit and tax-deferred growth.

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    403(b) Calculator

    Project your 403(b) balance including employer contributions.

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    TSP Calculator

    Project your TSP balance including the federal agency match.

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    Annuity Calculator

    Calculate the periodic payout of a fixed annuity over time.

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    Pension Calculator

    Estimate your defined-benefit pension income.

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    Social Security Benefits Calculator

    Estimate your monthly Social Security benefit.

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    Savings Goal Calculator

    Find out how long it takes to reach any savings goal.

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    Auto-Savings Calculator

    See how automating a percentage of every paycheck grows over time.

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    Income Tax Calculator

    Estimate your 2026 federal income tax with progressive brackets.

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    State Tax Calculator

    Estimate your state income tax using representative rates.

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    Property Tax Calculator

    Estimate annual and monthly property taxes on a home.

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    Estate Tax Calculator

    Estimate federal estate tax on an estate above the exemption.

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    Gift Tax Calculator

    Estimate the gift tax on a transfer above the annual exclusion.

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    Rental Yield Calculator

    Calculate gross and net rental yield for a property.

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    Cash-on-Cash Return Calculator

    Calculate the cash-on-cash return on a rental property.

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    Property Appreciation Calculator

    Project a property's value growth over time.

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    Cap Rate Calculator

    Calculate the capitalization rate for a property.

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    PMI Calculator

    Estimate private mortgage insurance (PMI) cost.

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    Life Insurance Calculator

    Estimate how much life insurance coverage your family needs.

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    Home Insurance Calculator

    Estimate homeowners insurance premiums and coverage.

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    Auto Insurance Calculator

    Estimate auto insurance premiums by driver profile and coverage.

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    Health Insurance Calculator

    Estimate ACA marketplace premiums and subsidies.

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    Disability Insurance Calculator

    Estimate long-term disability benefits and premiums.

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    Business Valuation Calculator

    Estimate a business's value using earnings multiples and assets.

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    Break-Even Calculator

    Find the sales volume where revenue equals total costs.

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    ROI Calculator

    Calculate total and annualized return on investment.

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    Profit Margin Calculator

    Calculate gross and net profit margins.

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    Cash Flow Calculator

    Calculate operating, investing, and financing cash flow.

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